Who is responsible for insurance when the car owner and the driver are not the same person?

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Multiple Choice

Who is responsible for insurance when the car owner and the driver are not the same person?

Explanation:
Auto insurance follows the vehicle and the policyholder, not the individual driver. When the car owner and the driver are different people, the owner is responsible for obtaining and maintaining the insurance on that vehicle. The driver will be covered under that policy only if the policy lists them as a named driver or allows permissive use; otherwise, the owner bears the responsibility, not the driver.

Auto insurance follows the vehicle and the policyholder, not the individual driver. When the car owner and the driver are different people, the owner is responsible for obtaining and maintaining the insurance on that vehicle. The driver will be covered under that policy only if the policy lists them as a named driver or allows permissive use; otherwise, the owner bears the responsibility, not the driver.

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